What is your truck accident case worth?

How the estimate works

1. 01

   Tell us what happened

   Describe the incident in plain language. Five minutes, no forms, no legal jargon.

2. 02

   Our AI analyzes

   We weigh liability, treatment, jurisdiction, and insurance to sketch a realistic value range.

3. 03

   A vetted attorney calls

   If your case has merit, a licensed attorney in your state follows up within 24 hours — free.

What drives the value of a truck accident case

A truck accident is not just a bigger car accident. The federal regulations that govern commercial drivers — hours of service, electronic logbooks, drug testing, vehicle maintenance — create evidence that doesn’t exist in ordinary crashes. The insurance is also fundamentally different: a Class-8 truck typically carries $750,000 to $5M in liability coverage, versus the $25,000 state minimum on most cars.

Commercial policy limits

Federal regulations require a minimum of $750,000 in liability coverage for most interstate carriers. Many carry $1M+. Hazmat haulers are required to carry $5M. The practical ceiling on a truck case is dramatically higher than a car case.

Driver fatigue / hours-of-service violations

Electronic logging devices record every minute the driver was on duty. Violations are one of the most powerful pieces of evidence in trucking litigation.

Maintenance and inspection records

Brake failures, tire blowouts, and lighting defects often trace to skipped inspections. These records are discoverable and frequently establish independent corporate negligence.

Driver qualifications and history

Hiring an unqualified driver, or retaining one with prior crashes or substance issues, opens the trucking company itself to direct liability beyond just respondeat superior.

Severity of injuries

Force differentials in truck-vs-car crashes mean injuries skew severe. Catastrophic outcomes are common, and case values scale accordingly.

Evidence preservation

A spoliation letter sent in the first 48 hours preserves the truck, the ELD data, and the maintenance records. Without it, key evidence is sometimes "rotated out" of normal company retention.

Realistic settlement ranges

Realistic bands for truck cases where the carrier’s insurance applies. Cases involving owner-operators or under-insured rigs can fall outside these ranges.

Common questions

What people ask before they call.

Why are truck cases worth more than car cases?

Two reasons: the injuries are usually more severe because of the force involved, and the available insurance is much higher. A commercial carrier’s policy starts at $750,000 minimum; a state-minimum car policy is often $25,000. The practical ceiling moves with the available coverage.

Who do I sue — the driver or the trucking company?

Usually both. The driver is the immediate defendant; the trucking company is liable for the driver’s negligence as an employer, and often for separate corporate-level failures (hiring, training, maintenance, dispatch). Brokers and shippers can sometimes be added too.

I was a passenger in the other car. Can I bring my own claim?

Yes. As a passenger, you generally have a claim against any negligent driver involved — including the truck driver and, depending on the facts, the driver of your own vehicle if their negligence contributed.

How long do I have to file?

The general personal-injury statute of limitations in your state applies, usually 2 or 3 years. But evidence preservation should start in days, not years — the truck and its data need a written hold letter before the company "rotates" anything.

Related

More tools and reading on cases like yours.

• Tool

  Case value estimator

• Practice area

  Car accidents

• Practice area

  Slip and falls

Worried about a deadline? See the statute of limitations in your state.